As people look to invest wisely in FY26, the idea of spreading investments around is becoming very popular, especially when it comes to gold. Gold is often seen as a safe bet for your money, and it’s becoming clear why it’s important now more than ever.
With rising prices, global tensions, and changing currency values, experts suggest putting a little money into gold as part of a smart investment plan. Kunal Vora, a partner at White Whale Partners, explains, “Gold acts like a protective shield against rising prices, the US dollar, and uncertain times.” Right now, these problems are more serious, making gold a strong choice.
Gold doesn’t pay you back in cash or dividends, but it can protect your investment from risks that other assets might not shield you from well. When things get shaky in politics, worldwide relations, or the economy, gold tends to do well.
Vora adds, “Gold has seen a good rise recently, especially with all the uncertainty surrounding Trump’s announcements. But once the fears go away, gold prices might drop too. It should be seen as a smart hedge, not something that will always perform great.”
Smart Investment Strategy for FY26
For people planning their long-term wealth, keeping a good balance is important. Achin Goel, Vice President at Bonanza, suggests that people aged 30 to 40 should consider a mix of investments: 70% in stocks, 20% in bonds or fixed income, and 10% in gold.
Goel explains, “This mix helps you grow your money with stocks while having stability with bonds and safety with gold.” Especially during uncertain times, having 10% in gold can really protect your investments.
Gold’s Current Performance
On the technical side, gold is doing quite well. Jateen Trivedi, a research analyst at LKP Securities, mentions that gold prices have recently hit record highs around ₹93,500 in India, gaining ₹1,500 quickly.
“Even though the rupee is strong, worries from global tensions and US-China trade issues are spiking the demand for gold,” he says. “The excitement around it is high for now, with expectations for prices to reach ₹94,500 to ₹95,000, while ₹92,000 is a solid support level.”
What Should Investors Do?
As we move into FY26, the investment scene has many changes—central bank actions, global elections, inflation, and war uncertainties. In such a situation, putting 10% of your money into gold isn’t just about spreading risk; it helps you stay strong when things get rough.
It’s not just about trying to get good returns—it’s about being ready for ups and downs. And when it comes to that, gold is still a smart choice.
(Disclaimer: The opinions and suggestions from experts are their own and do not represent the views of NiftyStat.)
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