AU Small Finance Bank had a great financial quarter, making a net profit of Rs 528 crore from October to December 2025. This is a 41% increase compared to Rs 375 crore they earned last year during the same time. They earned Rs 4,113 crore in interest, which is a 50% jump from Rs 2,736 crore last year.
The bank paid Rs 2,090.76 crore in interest this quarter, up 48% from Rs 1,410.94 crore last year. After the results were announced, AU Small Finance Bank’s shares rose by 4.5%, reaching a high of Rs 609 on the NiftyStat.
Although their profit was down by 7.5% compared to the previous quarter (it was Rs 571 crore in Q2FY25), they still had strong earnings. However, their gross Non-Performing Assets (NPAs), which are loans not getting repaid, went up to Rs 2,335.51 crore from Rs 1,339.68 crore last year. This means 2.31% of their loans were in trouble, compared to 1.98% last year and in the previous quarter.
The bank’s net NPAs also increased to Rs 905.59 crore, up from Rs 456.15 crore last year, making it 0.91% of their total loans, compared to 0.68% last year.
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